The Truth About Uninsured Motorist Coverage
By law, all California drivers must have auto insurance. However, the fact that car insurance is required doesn’t necessarily mean that everyone actually has insurance or that they have enough insurance to cover injuries and damages they might inflict upon you in an accident. In fact, the law only requires drivers to carry $15,000 of auto insurance (called policy limits).
With the exorbitant costs of medical care these days, one visit to the emergency room following an accident could exceed this low policy limit. If you then start adding in other typical accident-related expenses like rehabilitation, medications, and lost wages, the $15,000 minimum required insurance is completely insufficient.
When that situation arises, you may be able to collect the compensation you’re entitled to from your own insurer under the underinsured motorist protection that you paid for when you purchased your automobile policy. Similarly, when the negligent driver has no auto insurance at all, you may be able to collect under your uninsured motorist coverage.
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Contact Delfino Green & Green online or call us today to learn more and schedule a free consultation with one of our uninsured motorist accident lawyers in San Francisco.
Why You Should Get Proficient Representation
Unfortunately, the process of collecting on your uninsured or underinsured motorist benefits is not simple. Even though you are making a claim against your own insurer, they are able to step into the shoes of the other driver and defend the case as if they represented the other driver. This makes the process adversarial and it often closely resembles the process of suing a negligent driver in court. Your attorneys need to prepare the case as if it were going to court or be prepared to try your case in front of an arbitrator.
Please keep in mind that insurers, even your own insurer, will be trying to minimize the amount they pay out on your claim. Before you give any written or recorded statements to representatives from any insurance company, even your own, you should consult with a knowledgeable uninsured accident attorney in San Francisco. Failing to do so could make resolving your case more difficult. If you’ve been injured in an accident, you should:
- Seek immediate medical attention and get your injuries thoroughly documented
- Contact a proficient injury attorney to start building your case right away
- Continue to document your injury and its effects over time, as documentation is crucial
- Then, let us take it from there
Don’t Wait to Get Help If You Have Been Injured
Even if you are pedestrian, and you are injured by a negligent driver who is either uninsured or underinsured, you may still be able to collect benefits under the uninsured or underinsured motorist coverage of your auto policy! Call us at 415-442-4646 and we’ll explain how. If you’ve been injured by a driver who has no coverage or a policy limit that is insufficient to cover your injuries and damages, we can help.
We’ve handled many serious cases where some or even all of the compensation comes from our client’s uninsured or underinsured motorist’s coverage. Our uninsured motorist accident attorneys in San Francisco have decades of combined experience, and we’ve helped countless injured victims with their uninsured or underinsured motorist claims.
Free Case Evaluation
Call us today at 415-442-4646 to schedule your free case evaluation with one of our experienced uninsured motorist accident attorneys in San Francisco.
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– Tabitha W“I’ve known the firm’s founder, Bill Green, for many years and I can say that he is one of the best attorneys I’ve had the pleasure of working with. He and his associates at Delfino Green & Green are hard-working, highly responsive, and very professional, and they get the job done, without excuses. Bill is a great communicator, both with clients, and in Court, and invests time and money to include visual storytelling in his trials and mediations. You won’t find an attorney who cares more about you, and getting you an outstanding result for your case. Bill is one of the “good guys” in the legal profession…a great person to have on your side when dealing with the craziness of litigation.”
– Tim M“A few years ago, I referred a friend of mine to the attorneys at Delfino Green & Green. He was extremely happy with the job they did on his case. He was severely injured when a car hit him when he was crossing a street and this event had the potential to ruin him in a number of ways – financially, physically, emotionally, etc. We kept in close contact during the lawsuit and he told me how great his lawyer and his assistant were throughout the process. Caring, compassionate and very knowledgeable. My friend ended up with a great result – fair financial compensation and great treatment for his injuries. Little did I know when I referred my friend that a few years later, I would need a lawyer for injuries I suffered, but I did. Based on my friend’s experience, I knew that Delfino Green & Green would be the right attorneys for me. So I hired Bill Green and his team to help and they jumped right into action. Now I can saw that I too have firsthand knowledge of just how great these guys are. They knew the law, they knew just how to handle my particular case, and they helped me get my life back after the horrible events that lead to my injury. I can’t imagine that you could do any better than hiring these folks. I’m so grateful for all they did for both me and my friend.”
– Evelyn A“The work Delfino Green & Green did on my case was beyond excellent. The final result was superb, but I also truly appreciated how Mr. Green and the team kept me up-to-date at every stage of the case. I was able to reach someone whenever I needed something or had something important to report and the firm always let me know what was going on in my case. That was very important to me because I hadn’t found that to be true with other attorneys. In short, really top flight work, great people and results that met all of my expectations above and beyond.”
– Byron HRequest Your Free Consultation Now
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