Disability Insurance Claims for Headaches

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Anyone suffering from chronic headaches and migraines knows how debilitating these conditions can be. If your headaches are interfering with your ability to work, you may be eligible for long term disability benefits. However, the process for seeking these benefits can be long and difficult. Insurance companies seem to only have their own financial interests in mind when determining whether to approve your long term claim. In fact, many first-time long term disability claims are denied.

At this point, you may wish to talk to a San Francisco headache attorney about your legal options. At Delfino Green & Green, we can help you determine whether seeking an appeal of your denied long term disability claim is your best option. We have significant experience helping people navigate the disability claims process, involving both ERISA and non-ERISA policies. We will explore every option to help you get the disability benefits you need and deserve, whether through the appeals process or litigation. We handle most long term disability ERISA claim cases on a contingency basis. This means that we only get paid when you get paid.

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What Is a Migraine Headache?

A migraine is a severe headache typically characterized by throbbing pain on the side of the head that may last anywhere from four hours to three days. Migraines are typically accompanied by symptoms such as vomiting, nausea, and extreme sensitivity to light and sound. Roughly one-third of migraine sufferers experience “migraine with aura,” formerly known as a classic migraine. This aura is a warning sign that occurs roughly 15 minutes before a migraine begins, characterized by a visual disturbance such as flashing lights, blurred vision, or flashing colors. Since many migraine symptoms worsen with physical activity, individuals are often unable to work while they are suffering from a migraine.

Can You Receive Disability for Chronic Headaches?

Yes, you may receive disability benefits if you suffer from chronic headaches or migraines which are severe enough to cause you to miss work. With that being said, claims of this type can be difficult to prove due to the lack of a medical standard or tests that prove that a headache is a migraine or so severe that it is disabling. In many cases, a physical examination will not be able to uncover anything wrong with a person who suffers from migraines. As such, the Social Security Administration (SSA) will instead rely on your doctor’s reports, your medical documentation, and your statements regarding the severity of your headaches when evaluating your disability claim. Unfortunately, the SSA does not include headaches or even severe migraines on its list of conditions considered an official impairment warranting immediate award of Social Security benefits. In order to be approved for disability benefits, you generally must be able to provide the following documentation:

  • Reports from the doctor who treats your condition, such as a pain management specialist, neurologist, or physician specializing in treating chronic headaches
  • Documentation of the frequency, duration, location, and intensity of your migraines as well as their effects on your daily activities
  • Documentation of known triggers to your migraines
  • Documentation of medications, the types of treatments you have tried, and their effects
Unhappy person having a headache after physical injury at home

Disability Benefits for Headaches & Chronic Migraines

The law firm of Delfino Green & Green represents clients who are seeking long term disability benefits for all types of conditions, including chronic headaches and migraines. If your long term disability claim has been denied, contact us to discuss your concerns with an experienced San Francisco headache attorney. We can help you determine your legal options and help you seek the most favorable resolution possible. With disability insurance benefits, you could help pay for:

  • Lost wages
  • Medical fees
  • Rehabilitation costs
  • On-going care expenses

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“I had the pleasure of working with Sharon Delfino on my workmens comp case. She definitely had my best interest at hand. She was able to find me a great doctor and help me resolve my case. The staff there are always polite and friendly, never had an issue. It was a pleasure working with Delfino Green & Green !”

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“A few years ago, I referred a friend of mine to the attorneys at Delfino Green & Green. He was extremely happy with the job they did on his case. He was severely injured when a car hit him when he was crossing a street and this event had the potential to ruin him in a number of ways – financially, physically, emotionally, etc. We kept in close contact during the lawsuit and he told me how great his lawyer and his assistant were throughout the process. Caring, compassionate and very knowledgeable. My friend ended up with a great result – fair financial compensation and great treatment for his injuries. Little did I know when I referred my friend that a few years later, I would need a lawyer for injuries I suffered, but I did. Based on my friend’s experience, I knew that Delfino Green & Green would be the right attorneys for me. So I hired Bill Green and his team to help and they jumped right into action. Now I can saw that I too have firsthand knowledge of just how great these guys are. They knew the law, they knew just how to handle my particular case, and they helped me get my life back after the horrible events that lead to my injury. I can’t imagine that you could do any better than hiring these folks. I’m so grateful for all they did for both me and my friend.”

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